:root {
  --policy-bg: #f6f7f3;
  --policy-surface: #ffffff;
  --policy-border: #e1e7e1;
  --policy-ink: #1a1f1c;
  --policy-muted: #5c6b64;
  --policy-faint: #7a877f;
}

.policy-page {
  background: var(--policy-bg);
}

.policy-page .site-header {
  background: var(--policy-surface);
}

.policy-hero {
  border-bottom: 1px solid var(--policy-border);
  background: var(--policy-bg);
}

.policy-hero__inner {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 28px 24px 64px;
}

.policy-hero .breadcrumbs {
  margin-bottom: 48px;
}

.policy-hero__meta {
  margin: 0 0 14px;
  color: var(--accent);
  font-size: .75rem;
  font-weight: 600;
  letter-spacing: .13em;
  line-height: 1.4;
  text-transform: uppercase;
}

.policy-hero h1 {
  max-width: 18ch;
  margin: 0 0 20px;
  color: var(--policy-ink);
  font-size: clamp(2.2rem, 4.5vw, 4.2rem);
  font-weight: 600;
  letter-spacing: -.045em;
  line-height: 1.08;
}

.policy-hero__summary {
  max-width: 64ch;
  margin: 0;
  color: var(--policy-muted);
  font-size: clamp(1rem, .95rem + .2vw, 1.15rem);
  line-height: 1.8;
}

.policy-main {
  max-width: none;
  margin: 0;
  padding: 0;
}

.policy-layout {
  display: grid;
  grid-template-columns: minmax(180px, 220px) minmax(0, 1fr);
  gap: clamp(36px, 6vw, 76px);
  align-items: start;
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 72px 24px 96px;
}

.policy-toc {
  position: sticky;
  top: 132px;
  align-self: start;
}

.policy-toc__label {
  margin: 0 0 14px;
  color: var(--policy-faint);
  font-size: .72rem;
  font-weight: 600;
  letter-spacing: .13em;
  text-transform: uppercase;
}

.policy-toc ol {
  margin: 0;
  padding: 0;
  border-left: 1px solid var(--policy-border);
  list-style: none;
}

.policy-toc a {
  display: block;
  margin-left: -1px;
  padding: 8px 0 8px 16px;
  border-left: 2px solid transparent;
  color: var(--policy-muted);
  font-size: .82rem;
  line-height: 1.5;
}

.policy-toc a.active,
.policy-toc a:hover,
.policy-toc a:focus-visible {
  border-left-color: var(--accent);
  color: var(--accent);
  font-weight: 600;
}

.policy-article {
  min-width: 0;
  padding: clamp(28px, 4vw, 52px);
  border: 1px solid var(--policy-border);
  border-radius: var(--radius);
  background: var(--policy-surface);
  box-shadow: 0 12px 36px rgba(26, 31, 28, .04);
}

.policy-article > section {
  margin: 0 0 42px;
  padding: 0 0 42px;
  border-bottom: 1px solid var(--policy-border);
  scroll-margin-top: 132px;
}

.policy-article > section:last-child {
  margin-bottom: 0;
  padding-bottom: 0;
  border-bottom: 0;
}

.policy-article h2 {
  display: flex;
  gap: 12px;
  align-items: baseline;
  margin: 0 0 16px;
  color: var(--policy-ink);
  font-size: clamp(1.3rem, 1.14rem + .45vw, 1.72rem);
  font-weight: 600;
  letter-spacing: -.025em;
  line-height: 1.35;
}

.policy-number {
  flex: 0 0 auto;
  color: var(--accent);
  font-size: .76rem;
  font-weight: 600;
  letter-spacing: .08em;
}

.policy-article p,
.policy-article li {
  color: var(--policy-muted);
  font-size: .94rem;
  line-height: 1.8;
}

.policy-article p {
  max-width: 70ch;
  margin: 0 0 14px;
}

.policy-article p:last-child {
  margin-bottom: 0;
}

.policy-article ul {
  margin: 0 0 14px;
  padding-left: 22px;
}

.policy-article li {
  max-width: 68ch;
  margin-bottom: 8px;
}

.policy-article strong {
  color: var(--policy-ink);
  font-weight: 600;
}

.policy-article a {
  color: var(--accent);
  text-decoration: underline;
  text-decoration-color: rgba(243, 112, 2, .35);
  text-underline-offset: 3px;
}

.policy-contact-panel {
  margin-top: 22px;
  padding: 24px 26px;
  border: 1px solid rgba(243, 112, 2, .22);
  border-radius: var(--radius);
  background: #fff8f1;
}

.policy-contact-panel p {
  color: var(--policy-ink);
}

@media (max-width: 900px) {
  .policy-layout {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .policy-toc {
    position: static;
  }

  .policy-toc ol {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 4px 0;
    padding: 12px 0;
    border-top: 1px solid var(--policy-border);
    border-bottom: 1px solid var(--policy-border);
    border-left: 0;
  }

  .policy-toc a {
    padding: 6px 12px;
    border-left-color: var(--policy-border);
  }
}

@media (max-width: 768px) {
  .policy-page .policy-hero__inner,
  .policy-page .policy-layout {
    max-width: 100%;
  }

  .policy-page .policy-main {
    max-width: 100%;
    padding: 36px 0 0;
  }

  .policy-page .policy-layout {
    padding: 0 16px 64px;
  }

  .policy-page .policy-article {
    padding: 0;
    border: 0;
    border-radius: 0;
    background: transparent;
    box-shadow: none;
  }
}

@media (max-width: 600px) {
  .policy-hero__inner {
    padding: 22px 16px 48px;
  }

  .policy-hero .breadcrumbs {
    margin-bottom: 34px;
  }

  .policy-toc ol {
    grid-template-columns: 1fr;
  }

  .policy-article > section {
    margin-bottom: 34px;
    padding-bottom: 34px;
  }

  .policy-article p,
  .policy-article li {
    font-size: .9rem;
  }

  .policy-contact-panel {
    padding: 20px;
  }
}
.policy-article h3 {
  margin: 28px 0 10px;
  color: var(--policy-ink);
  font-size: 1rem;
  font-weight: 600;
  line-height: 1.45;
}

.policy-faq-item {
  margin: 0 0 12px;
  padding: 18px 20px;
  border: 1px solid var(--policy-border);
  border-radius: var(--radius);
  background: var(--policy-surface);
}

.policy-faq-item:last-child {
  margin-bottom: 0;
}

.policy-faq-item h3 {
  margin-top: 0;
}

.policy-faq-item p:last-child {
  margin-bottom: 0;
}
.policy-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 24px;
  margin: 0 0 24px;
  color: var(--policy-faint);
  font-size: .82rem;
}

.policy-meta strong {
  color: var(--policy-ink);
}

.policy-notice {
  margin: 0 0 14px;
  padding: 16px 20px;
  border: 1px solid rgba(243, 112, 2, .22);
  border-left: 3px solid var(--accent);
  border-radius: var(--radius);
  background: #fff8f1;
}

.policy-notice:last-child {
  margin-bottom: 0;
}

.policy-table-wrap {
  margin: 18px 0;
  overflow-x: auto;
}

.policy-table {
  width: 100%;
  min-width: 520px;
  border: 1px solid var(--policy-border);
  border-collapse: separate;
  border-spacing: 0;
  border-radius: var(--radius);
  overflow: hidden;
}

.policy-table th,
.policy-table td {
  padding: 13px 16px;
  border-bottom: 1px solid var(--policy-border);
  text-align: left;
}

.policy-table th {
  color: var(--policy-faint);
  font-size: .75rem;
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
}

.policy-table td {
  color: var(--policy-muted);
  font-size: .9rem;
}

.policy-table td.amt {
  color: var(--policy-ink);
  font-weight: 600;
}

.policy-table tr:last-child td {
  border-bottom: 0;
}

@media (max-width: 600px) {
  .policy-table-wrap {
    margin-right: -20px;
    margin-left: -20px;
    padding: 0 20px;
  }
}

.policy-section-note {
  margin-top: -8px !important;
  color: var(--policy-faint) !important;
  font-size: .88rem !important;
}

/* ===== EXPLORE MORE — internal-link tabs on policy pages =====
   Sits outside the .policy-article card, as its own band between the card and
   the footer, so its spacing never depends on the card's padding. Uses the
   shared .region-links-container / .region-link-btn component from global.css. */
.policy-explore {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 24px 96px;
}

/* Tighten the card's bottom gap when the Explore More band follows it. */
.policy-main:has(.policy-explore) .policy-layout {
  padding-bottom: clamp(40px, 5vw, 64px);
}

.policy-explore h2 {
  margin: 0 0 22px;
  color: var(--policy-ink);
  font-size: clamp(1.3rem, 1.14rem + .45vw, 1.72rem);
  font-weight: 600;
  letter-spacing: -.025em;
  line-height: 1.35;
}

.policy-explore .region-link-btn {
  color: var(--policy-ink);
  text-decoration: none;
  white-space: normal;
}

.policy-explore .region-link-btn:hover,
.policy-explore .region-link-btn:focus-visible {
  color: #ffffff;
}

@media (max-width: 768px) {
  .policy-page .policy-explore {
    max-width: 100%;
    padding: 0 16px 64px;
  }
}